:root {
  --bg: #f6f8fb;
  --surface: #ffffff;
  --surface-alt: #eef3f9;
  --text: #1a2433;
  --muted: #556377;
  --primary: #0f3d63;
  --primary-2: #14558a;
  --accent: #2a7dbb;
  --line: #d8e2ee;
  --success: #0f7a52;
  --danger: #b73535;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 10px 30px rgba(15, 61, 99, 0.12);
  --shadow-soft: 0 6px 16px rgba(18, 32, 56, 0.08);
  --maxw: 1120px;
  --space: clamp(16px, 2vw, 24px);
  --space-lg: clamp(42px, 6vw, 78px);
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; border-radius: var(--radius); }
a { color: var(--primary-2); text-decoration: none; }
a:hover { text-decoration: underline; }
.skip-link {
  position: absolute;
  left: -9999px;
  top: 8px;
  background: #000;
  color: #fff;
  padding: 8px 12px;
  z-index: 9999;
}
.skip-link:focus { left: 8px; }
.container { width: min(100% - 2rem, var(--maxw)); margin-inline: auto; }
.section { padding: var(--space-lg) 0; }
.section-alt { background: var(--surface-alt); }
.section-head { max-width: 720px; margin-bottom: 28px; }
.eyebrow { margin: 0 0 8px; font-weight: 700; letter-spacing: .06em; color: var(--accent); text-transform: uppercase; font-size: .78rem; }
h1, h2, h3 { line-height: 1.2; margin: 0 0 12px; }
h1 { font-size: clamp(1.8rem, 4vw, 3rem); }
h2 { font-size: clamp(1.4rem, 3vw, 2.2rem); }
h3 { font-size: 1.1rem; }
p { margin: 0 0 14px; color: var(--muted); }
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.nav-wrap { display: flex; align-items: center; gap: 16px; min-height: 74px; }
.brand { display: flex; align-items: center; gap: 10px; color: var(--text); font-weight: 800; }
.brand:hover { text-decoration: none; }
.brand-mark {
  width: 38px; height: 38px; border-radius: 10px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff; font-size: .9rem;
}
.main-nav { margin-left: auto; display: flex; gap: 18px; }
.main-nav a { color: var(--text); font-weight: 600; padding: 8px; border-radius: 8px; }
.main-nav a.active, .main-nav a:hover { background: var(--surface-alt); text-decoration: none; }
.header-cta { margin-left: 8px; }
.menu-toggle {
  display: none; margin-left: auto; border: 1px solid var(--line); background: var(--surface);
  border-radius: 10px; padding: 8px; width: 44px; height: 44px;
}
.menu-toggle span { display: block; height: 2px; background: var(--text); margin: 6px 0; }
.btn {
  border: 0; display: inline-flex; align-items: center; justify-content: center;
  padding: 12px 18px; border-radius: 999px; font-weight: 700; text-decoration: none;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-1px); text-decoration: none; }
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; box-shadow: var(--shadow-soft); }
.btn-secondary { background: #fff; color: var(--primary); border: 1px solid var(--line); }
.hero-grid { display: grid; gap: 28px; align-items: center; }
.hero-subtitle { font-size: 1.08rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 18px 0 10px; }
.trust-list { margin: 14px 0 0; padding-left: 18px; color: var(--muted); }
.cards { display: grid; gap: 18px; }
.cards-3 { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.cards-4 { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow-soft);
}
.icon { font-size: 1.35rem; margin-bottom: 8px; }
.split { display: grid; gap: 24px; }
.highlight-box { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; }
.highlight-box ul { margin: 0; padding-left: 18px; }
.steps { display: grid; gap: 12px; padding-left: 0; list-style: none; }
.steps li { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px 16px; }
.contact-list, .footer-contact { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.map-card {
  min-height: 220px;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: linear-gradient(135deg, #e4edf7, #f8fbff);
  display: grid;
  place-items: center;
  color: var(--primary);
  font-weight: 700;
}
.faq-list { display: grid; gap: 10px; }
.faq-item { border: 1px solid var(--line); border-radius: 12px; background: var(--surface); overflow: hidden; }
.faq-question {
  width: 100%; text-align: left; border: 0; background: transparent; padding: 16px;
  font: inherit; font-weight: 700; color: var(--text); cursor: pointer;
}
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.faq-answer p { padding: 0 16px 16px; margin: 0; }
.faq-item.open .faq-answer { max-height: 220px; }
.cta-box {
  background: linear-gradient(120deg, #0e3558, #1f5b8d);
  color: #fff;
  border-radius: var(--radius);
  padding: clamp(24px, 5vw, 42px);
  box-shadow: var(--shadow);
}
.cta-box p { color: #dcecff; }
.site-footer { background: #0f1a29; color: #dbe6f4; padding-top: 42px; }
.site-footer a { color: #dbe6f4; }
.footer-grid { display: grid; gap: 22px; }
.footer-title { color: #fff; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.18); padding: 16px 0 22px; margin-top: 24px; font-size: .92rem; }
.back-to-top {
  position: fixed; right: 16px; bottom: 16px; width: 42px; height: 42px;
  border: 0; border-radius: 50%; background: var(--primary); color: #fff;
  display: none; cursor: pointer; box-shadow: var(--shadow-soft);
}
.back-to-top.show { display: inline-grid; place-items: center; }
.legal-main { padding-top: 28px; }
.legal-wrap { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(20px, 4vw, 36px); }
.legal-wrap h2 { margin-top: 24px; }
.legal-meta { display: flex; flex-wrap: wrap; gap: 12px; color: var(--muted); font-size: .95rem; }
.contact-page-grid { display: grid; gap: 22px; }
.form-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; }
.form-row { display: grid; gap: 14px; }
label { font-weight: 600; color: var(--text); }
input, select, textarea {
  width: 100%; padding: 12px 14px; border: 1px solid #bfd0e2; border-radius: 10px; background: #fff;
  font: inherit; color: var(--text);
}
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus, .faq-question:focus, .menu-toggle:focus, .btn:focus {
  outline: 3px solid rgba(42,125,187,.25);
  outline-offset: 1px;
}
.error { color: var(--danger); font-size: .9rem; min-height: 18px; }
.form-message { margin-top: 10px; font-size: .95rem; }
.form-message.info { color: var(--primary); }
@media (min-width: 860px) {
  .hero-grid { grid-template-columns: 1.1fr .9fr; }
  .split { grid-template-columns: 1fr 1fr; align-items: start; }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1.2fr .8fr; }
  .contact-page-grid { grid-template-columns: .95fr 1.05fr; }
}
@media (max-width: 859px) {
  .menu-toggle { display: inline-block; }
  .header-cta { display: none; }
  .main-nav {
    position: absolute; top: 74px; left: 0; right: 0;
    background: var(--surface); border-bottom: 1px solid var(--line);
    padding: 10px 1rem 14px; display: none; flex-direction: column;
  }
  .main-nav.open { display: flex; }
}
.reveal { opacity: 0; transform: translateY(10px); transition: opacity .5s ease, transform .5s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}